Business

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Dual cab Utes and FBT: what small businesses need to know

For many small business owners, including tradies, contractors and growing teams alike, dual cab utes are essential tools of the trade. But there’s still confusion about how these vehicles interact with fringe benefits tax (FBT), especially where personal use is involved. The ATO has continued to emphasise that dual cab utes aren’t automatically exempt from…

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Director Loans in the ATO Spotlight: What Small Business Owners Need to Know in 2025

Each year, the Australian Taxation Office (ATO) releases a compliance “hit list” highlighting the key areas it will scrutinise. For FY25, one of the standout focus points is director loans – or, in tax law terms, Division 7A (Div7A). This is an area where small businesses often get caught out, sometimes without even realising they’ve…

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Employee vs Contractor: What Every Small Business Needs to Know

Getting worker classification wrong can cost your business big time. Fines, penalties, back-payments and even reputational damage are all on the line if the ATO, your State Revenue Office (SRO), or your local WorkCover authority decides you’ve misclassified a worker. With regulators now sharing more data and running detailed analytics, small businesses are under more…

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Important changes for small business employers from 26 August 2025

From 26 August, important workplace law changes now apply to small business employers (those with fewer than 15 employees). While all employers have obligations under the Fair Work Act 2009 (Cth) (Fair Work Act), small businesses are sometimes given extra time to prepare for new requirements. That “grace period” has now ended for two key areas:   1.…

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The Small Business Owner’s Guide to Company Tax and Franking Credits

Most business owners understandably want to minimise tax. So when a company pays 25% corporate tax, it can feel like a hit to your bottom line. But in Australia, company tax isn’t the end of the story — it’s often just a temporary withholding. Thanks to our franking credit system, that tax becomes a benefit…

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Fringe Benefits Tax: What Employers Need to Know Before 31 March 2025

  Fringe Benefits Tax Exemption for Electric Cars Employers that provide employees with the use of eligible electric vehicles (EVs) can potentially qualify for an Fringe Benefits Tax exemption. This should normally be the case where: Plug-in hybrid vehicles no longer FBT exempt From 1 April 2025, plug-in hybrid electric vehicles will no longer qualify…

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Federal Budget 2025–26: What’s In It (and What’s Not)

The 2025-26 Federal Budget has landed – and while there are a few wins for households, small business owners will feel overlooked. There’s no meaningful new support, and the clock is ticking on key tax measures that still haven’t passed Parliament.Here’s a quick breakdown. What’s in it for Individuals & Families? Tiny tax cuts –…

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Support Available in the Wake of Ex Tropical Cyclone Alfred

When a disaster strikes, as we’ve seen recently, it’s often difficult to navigate avenues for support across different agencies.We’ve put together this guide to summarise what support is available in the wake of ex-tropical cyclone Alfred, and the eligibility conditions to access that support. We cover both Queensland (QLD) and New South Wales (NSW).If we…

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How the ATO Uses AI to Keep an Eye on Small Businesses

The Australian Taxation Office (ATO) is employing Artificial Intelligence (AI) to assess small business tax compliance, using custom-built systems to analyse deductible expenses and detect income hidden in the shadow economy. AI Models for Tax Compliance Among the AI tools is the ‘Black Economy Omitted Income Scoring Job,’ designed to identify undeclared cash-in-hand earnings and…

What you need to do to comply with the next step of STP Phase 2 Reporting

The Importance of Keeping Your ATO Lodgments & Payments Up to Date

The ATO may require small businesses to switch from quarterly to monthly GST reporting from 1 April 2025. Who Will The ATO Target? Anyone who has a history of non-compliance Anyone who has missed/made late payments Anyone who has lodged a BAS late Anyone who reports GST incorrectly This shift aims to help businesses meet…